TAXES

• What is my potential estate tax liability?

• Federal income tax calculator

• Should I adjust my payroll withholdings?

• Will my investment interest be deductible?

• How much self-employment tax will I pay?

• Capital gains (losses) tax estimator

• Compare taxable, tax-deferred, and tax-free investment growth

• How much of my social security benefit may be taxed?

• What are the tax implications of paying interest?

• Should I itemize or take the standard deduction?

• What is my tax-equivalent yield?

• Tax refund estimator

• Tax freedom day

 

 

 

 

 

 

AUTOMOBILE

• Lease or buy an automobile?

• Loan vs. 0% dealer financing?

• What would my auto payments be?

• Upgrade to a more fuel efficient vehicle?

• Auto loan: accelerated payoff

• How much vehicle can I afford?

 

COLLEGE

• How much should I be saving for college?

• Can I pay back my student loans?

• Advantages of the Coverdell ESA

• Advantages of a 529 college savings plan

• The value of a college education?

• Payments on a parental (PLUS) loan?

• Live on campus, off campus or at home?

 

HOME & MORTGAGE

• How much home can I afford?

• Should I refinance my home mortgage (break even)?

• Mortgage calculator

• Comparing mortgage terms (i.e. 15, 20, 30 year)

• Should I pay discount points for A lower interest rate?

• Should I rent or buy a home?

• Should I convert to a bi-weekly payment schedule?

• Compare a ‘no-cost’ versus traditional mortgage

• What are the tax savings generated by my mortgage?

• Which is better: fixed or adjustable-rate mortgage?

• Adjustable rate mortgage calculator

• How do closing costs impact the interest rate?

• Compare an interest-only versus traditional mortgage

 

PAYCHECK & BENEFITS

• How much is my company bonus after taxes?

• How will payroll adjustments affect my take-home pay?

• Convert my salary to an equivalent hourly wage

• Convert my hourly wage to an equivalent salary

• Future value of my employee stock options?

• Exercise my “in-the-money” stock options?

• What may my 401(k) be worth?

• Impact of increasing my 401(k) contribution?

• What may my 457 Plan be worth?

• Impact of increasing my 457 Plan contribution?

 

RETIREMENT

• Will retirement impact my living expenses?

• How much will I need for retirement?

• Are my current retirement savings sufficient?

• Social Security retirement income estimator

• How does inflation impact my retirement income needs?

• I’m retired, how long will my savings last?

• When should I begin saving for retirement?

• Convert discretionary expenses to savings?

• How much retirement income may my 401(k) provide?

• Compare a Roth 401(k) to a Traditional 401(K)